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Fees for the cheque deposit (According to BCEL’s regulations issued in each period).At SEPAM, we take pride in our unwavering commitment to engineering excellence. If a cashier cheque issued by the bank, there should be a signatory confirmation which provided by the issued bank for BCEL.
HANDOVER CHEQUEBOOK FULL
Cheque should be clean, no dirt, no tears, accurate written amount both in numbers and words, the date on the cheque must written in full form and writing in abbreviation is prohibited, The languages can be used for writing on the cheque are Lao, French and English (According to the Decree of Usage of cheque and Notices issued in each period time).Customers must write BCEL’s cheque deposit form by making a transfer to the account mentioned on the cheque.Reduced cash withdrawal to deposit with another bank.
After the cut off time, the cheques will be brought for clearing with BOL at 13:30. Specific Service Days, Every Friday and the end of month, a half day service from 8:30-12:00.For Cashier Cheque or the cheque that customer has a certificate (VISA) from other commercial banks in the country is the complete cheque with enough money in the account, the customer can hand over to the bank or request for a transfer to the account shown on the cheque with bringing cash to the bank.(Note: fees are based on the Notification on fees issued by BCEL periodically ) In case of the customer has the deposit account with BCEL, the requested person who might be the account owner or non-account owner must comply with the requirements (Specified above)Cheque Issuance Fee is 15.000 LAK / 2 USD / 60 THB per cheque Customers can purchase Cash Cheque with the bank by cash or deducting the fee from the savings account.Customers must complete BCEL’s Internal Fund Transfer From.The payer can specify name, account number of payee in the cheque to ensure that such the payments will be credited to the right payee Using Cheque is a safer choice for payment. Can be used as guarantee for project bids.Cashier cheque can be used for settlements with any bank in the country, pay for taxes and pay for National Treasury.(Remarks: The fee is based on the Notice periodically issued by BCEL) For fee of the Certified Letter of Defaulted Cheque is 20.000 kip/ account/cheque.The bank official shall check the validity of the cheque, the balance in the customer’s account, in case of the account does not have enough balance, the Bank official shall issue the Certified Letter of Defaulted Cheque to the customer.Bank will issue the Certified Letter of Defaulted Cheque to customer who requested for legal evidence.Procedure of requesting for the Certified Letter of Defaulted Cheque: It is used to confirm account balance to account holders who ordered in case of insufficient fund. Is the Legal Certificates of the deposit account Certificate of Dishonored Check) /Certificate of Defaulted Cheque.To make transactions convenient for customer via their accounts by cheque writing to pay for purchasers.Ĭustomers must submit BCEL’s Cheque Book requested Form, specify number of the cheque book, the date and signed by the authorized persons specified in the condition when requested for account opening. Cheque books are Used for all transactions related to deposit accounts including withdrawals, transfers, settlements and etc.
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